Current account rates (previous)
Classic account
| Classic account | Interest Paid Annually * |
|---|
| AER % | Gross % | Net % |
|---|
| £1+ | 0.10 | 0.10 | 0.08 |
|---|
These interest rates were correct from 01/03/2004 to 18/08/2008.
Classic Plus account
| Regular Monthly Deposit | * | Interest Paid Monthly |
|---|
| Balance | AER % | Gross % | Net % |
|---|
| £1,000+ | £1 - £2500* | 3.50 | 3.45 | 2.76 |
|---|
These interest rates were correct from 03/11/2008 to 02/01/2009.
Current Accounts with Vantage
| Balance | Interest Paid Monthly |
|---|
| AER % | Gross % | Net % |
|---|
| £1+ | 0.10 | 0.10 | 0.08 |
|---|
| £1,000+ | 2.00 | 1.98 | 1.59 |
|---|
| £3,000+ | 3.00 | 2.96 | 2.37 |
|---|
| £5,000 up to £7,000 | 5.00 | 4.89 | 3.91 |
|---|
These interest rates were correct from 18/08/2008 to 02/02/2009.
Gold Service current account
| Gold Service current account | Interest paid annually * |
|---|
| AER % | Gross % | Net % |
|---|
| £50,000 + | 0.10 | 0.10 | 0.08 |
|---|
| £1+ | 0.10 | 0.10 | 0.08 |
|---|
These interest rates were correct from 04/04/2005 to 01/03/2007.
Gold Service Plus account
| Regular Monthly Deposit | * | Interest Paid Monthly |
|---|
| Balance | AER % | Gross % | Net % |
|---|
| £1,000+ | £1 - £2500* | 3.50 | 3.45 | 2.76 |
|---|
These interest rates were correct from 03/11/2008 to 02/01/2009.
Graduate account - credit
| Graduate account | Interest Paid Monthly |
|---|
| AER % | Gross % | Net % |
|---|
| £1+ | 0.00 | 0.00 | 0.00 |
|---|
These interest rates were correct from 29/09/2003 to 01/03/2004.
Graduate account - Planned and Unplanned Overdrafts
| Graduate account | % Per Month | % EAR |
|---|
| Year 1: £2,000+ | 1.30 | 16.8 |
|---|
| £0 - £2,000 | 0.00 | 0.00 |
|---|
| Year 2: £1,500+ | 1.30 | 16.8 |
|---|
| £0 - £1,500 | 0.00 | 0.00 |
|---|
| Year 3: £1,000+ | 1.30 | 16.8 |
|---|
| £0 - £1,000 | 0.00 | 0.00 |
|---|
These interest rates were correct from 01/08/2007 to 02/11/2007.
Platinum current account
| Platinum current account | Interest paid annually * |
|---|
| AER % | Gross % | Net % |
|---|
| £50,000 + | 0.10 | 0.10 | 0.08 |
|---|
| £1+ | 0.10 | 0.10 | 0.08 |
|---|
These interest rates were correct from 04/04/2005 to 18/08/2008.
Platinum Plus account
| Regular Monthly Deposit | * | Interest Paid Monthly |
|---|
| Balance | AER % | Gross % | Net % |
|---|
| £1,000+ | £1 - £2500* | 3.50 | 3.45 | 2.76 |
|---|
These interest rates were correct from 03/11/2008 to 02/01/2009.
Premier Plus Current Account
| Regular Monthly Deposit | * | Interest Paid Monthly |
|---|
| Balance | AER% | Gross % | Net % |
|---|
| £1,000+ | £1- £2500* | 3.50 | 3.45 | 2.76 |
|---|
These interest rates were correct from 03/11/2008 to 02/01/2009.
Select current account
| Select current account | Interest paid annually * |
|---|
| AER % | Gross % | Net % |
|---|
| £1+ | 0.10 | 0.10 | 0.08 |
|---|
These interest rates were correct from 01/03/2004 to 01/03/2007.
Select Plus account
| Regular Monthly Deposit | * | Interest Paid Monthly |
|---|
| Balance | AER % | Gross % | Net % |
|---|
| £1,000+ | £1 - £2500* | 3.50 | 3.45 | 2.76 |
|---|
These interest rates were correct from 03/11/2008 to 02/01/2009.
Student Account and Early Student Account - Planned and Unplanned Overdrafts
| Student account | % Per Month | % EAR |
|---|
| Year 1: £1,500+ | 0.66 | 8.2 |
|---|
| £0 - £1,500 | 0.00 | 0.0 |
|---|
| Year 2: £1,500+ | 0.66 | 8.2 |
|---|
| £0 - £1,500 | 0.00 | 0.0 |
|---|
| Year 3: £1,500+ | 0.66 | 8.2 |
|---|
| £0 - £1,500 | 0.00 | 0.0 |
|---|
| Years 4, 5 & 6: £2,000+ | 0.66 | 8.2 |
|---|
| £0 - £2,000 | 0.00 | 0.0 |
|---|
These interest rates were correct from 01/08/2007 to 02/11/2007.
Personal Overdrafts - Planned and Unplanned Overdrafts
| Account | new group heading |
|---|
| % Per Month | % EAR |
|---|
| Premier Plus Current Account | 0.83 | 10.4 |
|---|
| Premier Current Account | 0.83 | 10.4 |
|---|
| Platinum Plus Current Account | 0.83 | 10.4 |
|---|
| Platinum Current Account | 0.97 | 12.3 |
|---|
| Gold Service Plus Current Account | 1.30 | 16.8 |
|---|
| Gold Service Current Account & Private Banking Current Account | 1.34 | 17.3 |
|---|
| Classic Account Preferential and Current Account Preferential | 1.30 | 16.8 |
|---|
| Select Plus Current Account | 1.34 | 17.3 |
|---|
| Select Current Account | 1.45 | 18.9 |
|---|
| Silver Current Account | 1.45 | 18.9 |
|---|
| Classic Plus Account | 1.45 | 18.9 |
|---|
| Classic Account, Current Account | 1.48 | 19.3 |
|---|
| Lloyds TSB Offset Current Accounts * | N/A | Base Rate +0.9% |
|---|
| Unauthorised | 2.20 | 29.8 |
|---|
These interest rates were correct from 01/08/2007 to 02/11/2007.
View current rates
The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/monthly fees) which may be applicable.
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Under 19's account
| Under 19's account | Interest Paid Quarterly |
|---|
| AER % | Gross % | Net % |
|---|
| £1+ | 2.50 | 2.47 | 1.98 |
|---|
These interest rates were correct from 01/05/2009 to 26/10/2009.
Explanation of terms
GROSS RATE – The contractual rate of interest payable before deduction of income tax at the rate specified by law.
NET RATE – The rate of interest which would be payable after allowing for the deduction of income tax at the rate specified by law.
AER – AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.
EAR – EAR stands for Equivalent Annual Rate. The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/monthly fees) which may be applicable.
TAX FREE RATE – The annual interest rate when interest is exempt from income tax.
Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.
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