| Graduate loan repayment examples | Internet banking Buy Now Pay Later loan | Internet banking personal loan | Personal loans online
If you can’t see your product in the list below it may be because it is no longer available, click here to see a list of our non marketed product rates.
Back to topSubject to approval there is nothing to repay for the first three months of your loan. However please note that interest will be accrued from the date your loan is opened. A 9.9% APR typical rate applies on loans of £5,000 to £10,000 for up to 5 years.
Applicants must be UK residents over 18 who have a Lloyds TSB graduate current account. Written quotation available on request. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances. We will normally charge you an early settlement fee if you pay your loan off early.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Loan Protection
Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.
For Loan Protection Insurance Policies purchased on or after 1 January 2007, your Loan Protection Insurance Policy is underwritten by Lloyds TSB General Insurance Limited, registered in England (Company No.204373) 25 Gresham Street, London EC2V 7HN and Scottish Widows plc, registered in Scotland, registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. All of these insurers are authorised and regulated by the Financial Services Authority (FSA).
Click here for more information on Graduate loan.
Back to topApplicants must be UK residents over 18 who have a Lloyds TSB current account and Internet banking. Written quotation available on request. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances.
Written quotations for any Lloyds TSB credit service are available on request. How much we lend (if any) depends on our assessment of your financial position. To apply, you must have a Lloyds TSB current account, be a UK resident, be 18 or over and at the expiry of your loan under 75. If you would like a written quotation, write to Lloyds TSB Bank plc, PO Box 112, Canons House, Canons Way, Bristol, BS99 7LB.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Loan Protection
Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.
For Loan Protection Insurance Policies purchased on or after 1 January 2007, your Loan Protection Insurance Policy is underwritten by Lloyds TSB General Insurance Limited, registered in England (Company No.204373) 25 Gresham Street, London EC2V 7HN and Scottish Widows plc, registered in Scotland, registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. All of these insurers are authorised and regulated by the Financial Services Authority (FSA).
Loan protection (accident, sickness and hospitalisation for loan terms of less than five years and unemployment cover for all loan terms) is underwritten by Lloyds TSB General Insurance Limited.
Loan protection (accident, sickness and hospitalisation and for loan terms of five years and over, life and critical illness cover for all loan terms) is underwritten by Scottish Widows PLC.
Subject to approval there is nothing to repay for the first four months of your loan. However please note that interest will be accrued from the date your loan is opened. We consider a combination of factors to set your personal loan price, including your past account history, your past credit history and other personal details that we hold. Lloyds TSB current account required. Customers must be Internet banking registered. Applicants must be 18 or over and a UK resident. Written quotations available on request. These rates, repayments and product features apply to Lloyds TSB Internet banking users only. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances. We will normally charge you an early settlement fee if you pay your loan off early. These product features apply to Lloyds TSB Internet banking users only.
Back to topRates are subject to status and our assessment of your financial circumstances. We consider a combination of factors to set your personal loan price, including your past account history, your past credit history and other personal details that we hold. Applicants must be 18 or over and a UK resident. Written quotations available on request.
Back to topGROSS RATE – The contractual rate of interest payable before deduction of income tax at the rate specified by law.
NET RATE – The rate of interest which would be payable after allowing for the deduction of income tax at the rate specified by law.
AER – AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.
EAR – EAR stands for Equivalent Annual Rate. The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/monthly fees) which may be applicable.
TAX FREE RATE – The annual interest rate when interest is exempt from income tax.
Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.
