Graduate loan repayment examples | Internet banking personal loan | Personal loans online
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The following tables change from time to time. The date of the last change is detailed beneath each table.
Back to topSubject to approval there is nothing to repay for the first three months of your loan. However please note that interest will be charged from the date your loan is opened.
Applicants must be UK residents over 18 who have a Lloyds TSB graduate current account. Written quotation available on request. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Click here for more information about our Graduate Loans.
Back to topApplicants must be UK residents over 18 who have a Lloyds TSB current account and Internet banking. Written quotation available on request. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances.
Written quotations for any Lloyds TSB credit service are available on request. How much we lend (if any) depends on our assessment of your financial position. To apply, you must have a Lloyds TSB current account, be a UK resident, be 18 or over and at the expiry of your loan under 75. Written quotations are available on request, please contact your nearest branch.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Rates are subject to status and our assessment of your financial circumstances. We consider a combination of factors to set your personal loan price, including your past account history, your past credit history and other personal details that we hold. Applicants must be 18 or over and a UK resident. Written quotations available on request.
Back to topAPR (annual percentage rate) – The APR (annual percentage rate) gives you a single figure that includes the actual interest rate over the life of the loan as well as all the normal costs (such as administration fees or annual charges). It doesn't include additional charges such as fees for early or late repayment.
Representative rates – The representative APR is the rate you will see in advertisements. This is the APR that the lender applies to most successful loan applicants, but isn't necessarily the rate you'll be offered. Lenders have to offer the representative APR rate to at least 51% of borrowers of any particular offer. Depending on your credit history, you may be quoted a lower rate or a higher one.
Total amount repayable – This is the total amount of money you have to repay over the entire life of the loan - the amount you borrowed plus all interest charges and fees.
