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Savings accounts

Make your money grow

Whatever you are looking for in a savings account, we have the right home for your money. Our large range of savings accounts can help you save towards your goals.

Fixed Rate Cash ISA. Save for the important things in life. Find out more.      

Get rewarded for leaving your savings alone

Get rewarded with a competitive rate of interest for months when you make no withdrawals, but with instant online access when you need it. Open an account online in just a few clicks.

Minimum
opening
deposit
Interest
Rate up to
Access

£1

 3.04% AER
 3.00% Gross

Instant

 

Online savings account with instant access

Instant online access savings account offering one of our most competitive interest rates. Open an account online in just a few clicks.

Minimum
opening
deposit
Interest
Rate up to
Access

£1

 2.50% AER
 /Gross*

Instant

 

Fixed Rate tax free savings account

Make the most of your tax-free savings by moving your current ISA to a Fixed Rate Cash ISA. Interest rate is fixed for 12 months from account opening.

Minimum opening deposit
Interest
Rate up to
Access

£3,000

2.50% AER/Tax Free**

Instant but with withdrawal penalties

Tax free savings account

Make the most of your tax-free savings allowance with easy access to your savings when you need them. Open an account online in just a few clicks.

Minimum
opening
deposit
Interest
Rate up to
Access

£1

2.00% AER**

Instant



Save regularly – and see your money grow

A simple way to start saving regularly from £25 to £250 a month. Benefit from a fixed rate of interest for one year.

Minimum
opening
deposit
Interest
Rate
Access

£25
2.00% AER

Instant

Instant access savings that track the Bank of England Base rate

A simple savings account that tracks changes in the Bank of England base rate. Open an account online in just a few clicks.

Minimum 
opening 
deposit
Interest
Rate
Access

£1

1.60% AER 

Instant

If you have a Silver, Gold, Platinum or Premier current account

Your Advantage Saver account has a special 6-month fixed introductory bonus## and offers you instant access to your money.

Minimum
opening
deposit
Interest
Rate up to
Access
 
£250
 
1.38% Gross†
1.38% AER
 
Instant

Fixed term savings account

Put your money away for six months or for up to 3 years and know exactly how much you’ll get back and when you’ll get it.

Minimum 
opening
deposit
Interest
Rate up to
Access

£2,000

4.15% AER
At the
end  of
the
agreed
term

Fixed rate
savings bond

Make your money work for you with our new fixed rate eBond account. Simply choose when and where to have your interest paid and then let your money do the hard work

Minimum
opening
deposit
Interest
Rate
Access

£2,000

3.90%

At the
end of
the
term

Children's savings accounts

Parents, grandparents, guardians or other family members can build up savings for a child and teach them about money.

Minimum
opening
deposit
Interest
Rate
Access

£1

0.50% AER

Instant


A tax-free way to save for your child's future

Child Trust Fund is a Government initiative to help every eligible child get a financial head start in life.

Minimum
Opening
Deposit
Interest
Rate
Access
£250
Voucher
N/A
Child's
18th
birthday

Saving so easy, you’ll forget you’re doing it

With Save the Change every time you use your Lloyds TSB VISA debit card we round up the amount you spent to the next pound and transfer the difference into a Lloyds TSB savings account.

Savvy Saver

Our Savvy Saver site has a wide range of practical tips and tools to help make your money go further. Visit Lloyds TSB Savvy Saver site.

Save the Change® is a registered trademark of Lloyds TSB Bank plc.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
* Includes an introductory bonus of 1.50% AER/Gross, payable for 12 months from the date of account opening.
** Interest is paid yearly. Tax rules may change. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
##Your bonus will depend on which current account you hold. Bonuses are paid on all new accounts.
† includes a six month introductory bonus of 0.75% Gross/0.375% AER.
‡ Guaranteed to track no lower than 1.50% AER below the Bank of England base rate until 31 December 2010.