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Make your money grow

Whatever you are looking for in a savings account, your savings are in safe+ hands with Britain’s Most Trusted Bank++. Whether you need instant access, an account you can manage online, a tax-free ISA, or a rate fixed for the duration of your savings, our large range of savings accounts can help you save towards your goals. Internet Saver. Accessible Savings from Britain's most trusted bank. Find out more.   

Online savings account with instant access

Internet Saver

Instant online access savings account offering a competitive interest rate of up to  5.50%  AER*, which includes a bonus* for 12 months. Open an account online today.

Minimum
opening
deposit
Interest
Rate up to
Access

£1

 5.50% AER
 /Gross*

Instant


 

Tax free savings account

Cash ISA

A flexible way to save that helps
you make the most of your tax-free savings allowance. Enjoy tiered interest rates and easy access to your savings when you need them.

Minimum
opening
deposit
Interest
Rate up to
Access

£10

5.00% AER**

Instant



Save regularly – and see your money grow

Monthly Saver

A simple way to start saving regularly. Benefit from a fixed 4.55% AER for one year, which includes a bonus for the last six months***. Choose how much you save each month from £25 to £250 – and enjoy instant access to your savings with no penalties.

Minimum
opening
deposit
Interest
Rate
Access

£1

4.55% AER

Instant

Instant access savings that track the bank of England Base rate

Easy Saver 2012

You don't need to worry about the interest rate on your savings in the future. The Easy Saver 2012 rate tracks the Bank of England base rate until 2012 so you can always be sure of a fair return. This offer is available from 22 September 2008 until 7 December 2008 (inclusive), unless it is withdrawn before this date.

Minimum 
opening 
deposit
Interest
Rate
Access

£1

4.00% AER ‡

Instant

If you have a Silver, Gold, Platinum or Premier current account

Advantage Saver

Your Advantage Saver account has competitive tiered interest rates, a special 6-month introductory bonus## and offers you instant access to your money.

Minimum
opening
deposit
Interest
Rate up to
Access
 
£250
 
4.50% Gross†
4.13% AER
 
Instant

Fixed term savings account

Term Deposit

Put your money away for six months or for up to 3 years and know exactly how much you’ll get back and when you’ll get it.

Minimum 
opening
deposit
Interest
Rate up to
Access

£2,000

6.00% AER
At the
end  of
the
agreed
term

Children's savings accounts

Young Savers

Parents, grandparents, guardians or other family members can build up savings for a child and teach them about money. There are good interest rates and instant access too.

Minimum
opening
deposit
Interest
Rate
Access

£1

4.75% AER

Instant


A tax-free way to save for your child's future

Child Trust Fund (CTF)

Child Trust Fund is a new Government initiative to help every eligible child get a financial head start in life. Parents, grandparents, godparents or friends can make additional payments of up to £1,200 a year tax-free too.

Minimum
Opening
Deposit
Interest
Rate
Access
£250
Voucher
N/A
Child's
18th
birthday

Saving so easy, you’ll forget you’re doing it

Save the Change

Register for Save the Change and every time you use your Lloyds TSB VISA debit card we round up the amount you spent to the nearest pound and transfer the difference into a Lloyds TSB savings account.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
* Includes an introductory bonus of 1.50% AER/Gross, payable for 12 months from the date of account opening.
** Interest is paid yearly. Tax rules may change. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
+ Lloyds TSB ranked sixth in the 'World's Safest Banks' 2008 annual ranking for US-based Global Finance magazine. Lloyds TSB is the only UK bank in the top Global Top Ten.
The World's Safest Banks were selected through a comparison of the long-term credit ratings and total assets of the largest 300 banks in the world - with ratings from Moody's, Standard & Poor's and Fitch all factored into the ranking. see our full credit rating (this link will open in a new window).
++ Lloyds TSB named “Britain’s Most Trusted Bank” 2008 in the  Readers Digest survey of 23,000 consumers across 16 countries in Europe.
*** Accounts opened from 3 March 2008 will receive a bonus of 1.00% p.a. gross, payable for six months from month seven from the anniversary of account opening.
##Your bonus will depend on which current account you hold. Bonuses are paid on all new accounts.
† includes a six month introductory bonus of 0.75% Gross/0.375% AER.
‡ Guaranteed to track movements in the Bank of England base rate until 31 December 2012.
The Children's Mutual, PO Box 2067, Gloucester, GL4 3YU, Tel: 0845 077 1899 Email: mail@thechildrensmutual.co.uk  Website:www.thechildrensmutual.co.uk
The Children's Mutual is a trading name of the Tunbridge Wells Equitable Group, which includes: Tunbridge Wells Equitable Friendly Society Limited and Tunbridge Wells Equitable Investments Company Limited. Both are authorised and regulated by the Financial Services Authority. Please note: Lloyds TSB does not provide any advice and acts as an introducer only.