Cash ISA Saver

• Earn a variable rate of 2.50% AER/tax-free. View Cash ISA Saver interest rates.
• This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months from account opening.
• Interest paid annually on the 31st March.
• Save up to £3,600 per tax year. From 6 October 2009 you can save up to £5,100 per tax year if you were born on or before 5 April 1960.
• Make withdrawals from as little as £1.
• Set up regular payments into your ISA from your current account.
• Manage your Cash ISA Saver through Internet Banking if you're registered.
• You can transfer your existing ISA into us, with our ISA transfer form.

To apply for a Cash ISA Saver you need to be a UK resident over 16 years.

 Online through Internet Banking
As long as you’re registered for Internet Banking you can open your new Cash ISA Saver account in moments.

Not registered for Internet banking? Other ways to apply.

Cash ISA Saver important information.

View Cash ISA Saver summary box.

Interest rates are variable. View Cash ISA Saver account information.

Lloyds TSB Cash ISA is provided by Lloyds TSB Scotland plc if you open it in a Lloyds TSB Scotland plc branch or already have a current account there, otherwise it is provided by Lloyds TSB Bank plc. Both banks are approved ISA Managers.

View rates for accounts opened before the 21/02/2010.

Explanation of terms

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. Tax rules may change.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Interest is paid annually.

Apply for a Cash ISA Saver 

• You can save up to £3,600 per tax year. From 6 October 2009 you can save up to £5,100 per tax year if you were born on or before 5 April 1960.
• You can invest in one lump sum or in any number of smaller payments up to the annual subscription limit.
• You cannot deposit more than the annual subscription limit in a tax year, even if you make a withdrawal (£5,100 if you were born on or before 5 April 1960, £3,600 for everyone else). For example, if you save £3,600 then take out £500, you cannot make another deposit until the next tax year.
• The tax year runs from 6 April to 5 April the following year.
• You can transfer your existing ISA into us, with our ISA transfer form.
• You are restricted in the amount you can save, so opening a Cash ISA Saver will limit the amount that can be invested in a Stocks and Shares ISA. If you want to know more, staff at local Lloyds TSB branch branch will be happy to explain.
• Cash ISA Saver's cannot be held in joint names.

Apply for a Cash ISA Saver 

To apply for a Cash ISA Saver you need to be a UK resident over 16 years.

 Online through Internet Banking
As long as you’re registered for Internet Banking you can open your new Cash ISA Saver in just a few clicks.

 By Phone
Whether you are a new or existing customer call us on
0800 015 0060 Mon-Fri 8am-10pm and 9am-6pm at weekends, with your National Insurance number to hand.

 At your local branch
Visit your Lloyds TSB branch with your National Insurance number and, if you’re not an existing Lloyds TSB current account customer bring proof of identity and we'll open the account for you.

Cash ISA Saver important information.

View Cash ISA Saver summary box.