Cash ISA Saver

• Earn a variable rate of 2.65% Tax free/AER. View Cash ISA Saver interest rates.
• The rate includes a fixed introductory bonus of 1.65% for the first 18 months from account opening.
• You can save £5,640 in this tax year - ends 5 April 2013.
• Make withdrawals from as little as £1. Once you've paid in your full year's cash ISA allowance, you can't replace any money you've withdrawn in the same tax year.
• Manage your Cash ISA Saver through Internet Banking if you’re registered.
• Find out more about how the account works.
  

We’re committed to helping you get the most out of your savings account:

• If you transfer a cash ISA from another provider we’ll pay interest from the day we receive your completed transfer application – provided your funds are free to move.
• When your ISA’s bonus or fixed term is coming to an end we’ll let you know, so you are always in control.

You can apply for a Cash ISA Saver today if you are:

• 16 years or older,
• Resident and ordinarily resident in the UK for tax purposes.

 Apply online
As long as you’re registered for Internet Banking you can open your new account in just one minute.

Not registered for Internet Banking?
If you are not registered for Internet Banking you can still apply online today for a Cash ISA Saver. Simply complete the online form below.

View Cash ISA Saver important information.

View Cash ISA Saver summary box.

Tax treatment depends on your individual circumstances and may change.

Accounts that are opened will receive a variable interest rate of 2.65% for 18 months, including 1.65% fixed bonus rate from the date of the account opening.

After 18 months, your interest rate will change to the Cash ISA Saver - off bonus rate.

Interest rates are variable. View previous rates.

Lloyds TSB Cash ISA Saver is provided by Lloyds TSB Scotland plc if you open it in a Lloyds TSB Scotland plc branch or already have a current account there, otherwise it is provided by Lloyds TSB Bank plc. Both banks are approved ISA Managers.

View previous rates.

Apply for a Cash ISA Saver 

• Instant access, with no charge for withdrawals.
• Open your account with as little as £1.
• Pay money in as often as you like (up to your yearly limit).  You can deposit one lump sum or in any number of smaller payments up to the yearly subscription limit.
• If you want to save regularly you can set up a standing order.
• Interest will be paid yearly on the 31st March and does not count towards your ISA limit.
• If you transfer a cash ISA from another provider we’ll pay interest from the day we receive your completed ISA transfer form – provided your funds are free to move. You must use the ISA transfer process and not withdraw the money from your ISA account yourself as you will lose all your tax benefits.
• You are restricted in the amount you can save, so opening a cash ISA saver will limit the amount that can be invested in a stocks and shares ISA. If you want to know more, staff at
  your local Lloyds TSB branch will be happy to explain.
• Cash ISAs cannot be held in joint names.
• The favourable tax treatment for cash ISAs depends on your individual circumstances and may vary in the future.

Apply for a Cash ISA Saver 

When we receive your completed ISA transfer form, we’ll ask your existing provider to close your old account and transfer the money to us. We’ll pay interest at your new rate from the day we receive your completed transfer application – provided your funds are free to move (if you delay your transfer because your existing ISA has a notice period or restriction, your current provider will let us know when it will be free to move to us, and we’ll pay interest from that date). Check with your current provider if there are any costs to transfer you cash ISA.

Visit the BBA website for the latest ISA transfer guidelines.

You can apply for a cash ISA today if you are:

• 16 years or older.
• Resident and ordinarily resident in the UK.

 Apply online
As long as you’re registered for Internet Banking you can open your new account in just one minute.

Not registered for Internet Banking?

 By Phone
Whether you are a new or existing customer call us on:
0845 730 1400
(Monday to Friday 7am to 10pm and 8am to 6pm at weekends.)

 At your local branch
Open an account with a £1 deposit at your local branch. 

View Cash ISA Saver important information.

View Cash ISA Saver summary box.

Tax treatment depends on your individual circumstances and may change.