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Compare Savings Accounts

Looking for a savings account but can’t decide which is right for you? Our simple table allows you to compare all our savings accounts at a glance, to help you find the best account for. Whether you’re looking for instant access to your savings, a tax free ISA, a fixed rate of interest, or a savings account for the kids, our simple table you can help you find the account for you.

Simply click on the account name for more details on the account.

Short term savings

Account name
Main Benefit
Minimum
opening
deposit
Access
Interest rate up to
Competitive interest rate.
24 hour internet access.
£1
Instant
5.50% AER/Gross*
Attractive tax free interest.
Subscription limits apply.
£10
Instant
5.00% AER/Gross**
Easy Saver tracks
movements in the Bank
of England base rate.
£1
Instant
3.00%% AER/Gross‡
Flexible savings and  rate fixed
for a year.
£1
Instant
4.55% AER/Gross
Exclusive to Silver,
Gold, Platinum
or Premier current account
customers.
£250
Instant
4.50% Gross†
4.13% AER

Medium term savings

Account name
Main benefit
Minimum
opening
deposit
Access
Interest rate up to
Term Deposit            
Guaranteed fixed return 
over your chosen term.       
£2,000
At the
end
of the
agreed
Term
6.00% AER

Savings for kids

Account name
Main benefit
Minimum
opening
deposit
Access
Interest rate up tp
A great way to save
for your child's future.
£250
Voucher
Child's
18th
birthday
n/a
An ideal way for children
up to 16 to start saving.
£1
Instant
4.75% AER
4.67% Gross
 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
* Includes an introductory bonus of 1.25% AER /Gross, payable for 12 months from the date of account opening.
** Interest rates are variable. Interest is paid yearly. Tax rules may change. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
† includes a six month introductory bonus of 0.75% Gross/0.375% AER. The bonus rate received depends upon which current account is held. When you apply for an Exclusive Saver, if you have a savings account of the same type as your current account, for example Select Saver and Select Account, we’ll convert it to an Exclusive Saver. However, you’ll only qualify for the bonus if you also change your current account, for example from Select to Platinum. Changing to or from a Plus account does not count.
‡ Guaranteed to track movements in the Bank of England base rate until 31 December 2010.
The Children's Mutual, PO Box 2067, Gloucester, GL4 3YU, Tel: 0845 077 1899 Email: mail@thechildrensmutual.co.uk Website:www.thechildrensmutual.co.uk 
The Children's Mutual is a trading name of the Tunbridge Wells Equitable Group, which includes: Tunbridge Wells Equitable Friendly Society Limited and Tunbridge Wells Equitable Investments Company Limited. Both are authorised and regulated by the Financial Services Authority. Please note: Lloyds TSB does not provide any advice and acts as an introducer only.