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Compare Savings Accounts

Looking for a savings account but can’t decide which is right for you? Our simple table allows you to compare all our savings accounts at a glance, to help you find the best account for. Whether you’re looking for instant access to your savings, a tax free ISA, a fixed rate of interest, or a savings account for the kids, our simple table you can help you find the account for you.

Simply click on the account name for more details on the account.

Short term savings

Account name	Main Benefit	Minimum opening deposit	Access	Interest rate up to
eSavings Account	One of our most competitive interest rates. 24 hour internet access.	£1	Instant	2.50% AER/Gross*
Cash ISA Saver	Tax free interest. Subscription limits apply.	£1	Instant	2.00% AER/Gross**
Easy Saver	Easy Saver tracks movements in the Bank of England base rate.	£1	Instant	1.60% AER/Gross‡
Monthly Saver	Flexible savings and rate fixed for a year.	£25	Instant	2.00% AER/Gross
Advantage Saver	Exclusive to Silver, Gold, Platinum or Premier current account customers.	£250	Instant	0.85% Gross† 1.38% AER
Incentive Saver	Get rewarded for making no withdrawals but instant access when you need it.	£1	Instant	3.04% AER 3.00% Gross*

Tax Free ISAs

Account name	Main benefit	Minimum opening deposit	Access	Interest rate up to
Cash ISA Saver	Instant access ISA, tax free interest.	£1	Instant	2.00% AER/Gross**
Fixed Rate Cash ISA	Tax free ISA, fixed interest rate for 12 months from account opening.	£3,000	Instant but with withdrawal Penalties	3.20% AER/Tax Free**

Medium term savings

Account name	Main benefit	Minimum opening deposit	Access	Interest rate up to
Term Deposit	Guaranteed fixed return over your chosen term.	£2,000	At the end of the agreed Term	4.25% AER

Savings for kids

Account name	Main benefit	Minimum opening deposit	Access	Interest rate up to
Child Trust Fund	A great way to save for your child's future.	£250 Voucher	Child's 18th birthday	n/a
Young Savers	An ideal way for children up to 16 to start saving.	£1	Instant	0.50% AER 0.50% Gross

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
* Includes an introductory bonus of 1.25% AER /Gross, payable for 12 months from the date of account opening.
** Interest rates are variable. Interest is paid yearly. Tax rules may change. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
† includes a six month introductory bonus of 0.75% Gross/0.375% AER. The bonus rate received depends upon which current account is held. When you apply for an Exclusive Saver, if you have a savings account of the same type as your current account, for example Select Saver and Select Account, we’ll convert it to an Exclusive Saver. However, you’ll only qualify for the bonus if you also change your current account, for example from Select to Platinum. Changing to or from a Plus account does not count.
‡ Guaranteed to track movements in the Bank of England base rate until 31 December 2010.
The Children's Mutual, PO Box 2067, Gloucester, GL4 3YU, Tel: 0845 077 1899 Email: mail@thechildrensmutual.co.uk Website:www.thechildrensmutual.co.uk
The Children's Mutual is a trading name of the Tunbridge Wells Equitable Group, which includes: Tunbridge Wells Equitable Friendly Society Limited and Tunbridge Wells Equitable Investments Company Limited. Both are authorised and regulated by the Financial Services Authority. Please note: Lloyds TSB does not provide any advice and acts as an introducer only.