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Compare Savings Accounts

Looking for a savings account but can’t decide which is right for you? Our simple table allows you to compare all our savings accounts at a glance, to help you find the best account for. Whether you’re looking for instant access to your savings, a tax free ISA, a fixed rate of interest, or a savings account for the kids, our simple table can help you find the account for you.

Simply click on the account name for more details of the account.

Instant access savings

Account name	Interest rate up to (Including any bonus)	Minimum opening deposit	Access	Interest paid
eSavings Account	2.50% AER/Gross Variable	£1	Instant	Monthly	Find out more about the eSavings account
Easy Saver	1.60% AER/Gross ‡ Variable	£1	Instant	Yearly	Find out more about the Easy Saver account
Monthly Saver	2.00% AER/Gross	£25	Instant	Yearly	Find out more about the Monthly Saver account
Advantage Saver	1.38% AER 0.85% Gross Variable	£250	Instant	Monthly or Yearly	Find out more about the Advantage Saver account

Tax Free ISAs

Account name	Interest rate up to (AER/TAX free)~	Minimum opening deposit	Access	Interest paid	Way to manage your account
Cash ISA Saver	2.50% Variable**	£1	Instant	Yearly		Find out more about the Cash ISA Saver account
Fixed Rate Cash ISA	3.30% Fixed	£3,000	Instant but withdrawals incur a loss of interest	Yearly		Find out more about the Fixed Rate Cash ISA Saver account

Fixed Term Savings

Account name	Interest rate up to	Minimum opening deposit	Access	Interest paid	Ways to manage your account
eBond	3.90% AER	£2,000	At maturity	Yearly or monthly		Find out more about the eBond account
Term Deposit	4.10% AER	£2,000	At maturity	Yearly or monthly		Find out more about the Term Deposit account

Savings for kids

Account name	Interest rate up to	Minimum opening deposit	Access	Interest paid	Way to manage your account
Young Saver	0.50% AER Variable	£1	Instant	Quarterly		Find out more about the Young Saver account
Child Trust Fund	Not applicable	£250 Voucher	None until Child's 18th birthday	At maturity		Find out more about the Child Trust account

Key:

Online Branch Telephone

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
* Includes an introductory bonus of 1.25% AER /Gross, payable for 12 months from the date of account opening.
** Interest rates are variable. Interest is paid yearly. Tax rules may change. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
† includes a six month introductory bonus of 0.75% Gross/0.375% AER. The bonus rate received depends upon which current account is held. When you apply for an Exclusive Saver, if you have a savings account of the same type as your current account, for example Select Saver and Select Account, we’ll convert it to an Exclusive Saver. However, you’ll only qualify for the bonus if you also change your current account, for example from Select to Platinum. Changing to or from a Plus account does not count.
‡ Guaranteed to track movements in the Bank of England base rate until 31 December 2010.
The Children's Mutual, PO Box 2067, Gloucester, GL4 3YU, Tel: 0845 077 1899 Email: mail@thechildrensmutual.co.uk Website:www.thechildrensmutual.co.uk
The Children's Mutual is a trading name of the Tunbridge Wells Equitable Group, which includes: Tunbridge Wells Equitable Friendly Society Limited and Tunbridge Wells Equitable Investments Company Limited. Both are authorised and regulated by the Financial Services Authority. Please note: Lloyds TSB does not provide any advice and acts as an introducer only.