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Easy Saver 2012

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Easy Saver 2012 makes it easy for you to manage your savings and earn a competitive interest rate. Easy Saver 2012 tracks movements in the Bank of England base rate – so whenever that changes you can be sure that your savings rate will keep pace.

We've also made it really easy for you to access your savings - there are no deposit or withdrawal restrictions and you can do it at your local branch, Lloyds TSB Cashpoint®, via Internet Banking or PhoneBank®.

Interest rate of 4.00% AER/Gross

Interest rate tracks movements in the Bank of England base rate until 31st December 2012        

Open an account from only £1

Find a Lloyds TSB branch Open an Easy Saver 2012 with £1 at your local branch or call us on 0845 730 1400†.
Lines open Monday - Friday 8am to 10pm and 8am to 6pm weekends.

Easy Saver 2012 important information.

Features & Benefits

You'll enjoy:

  • a variable rate of interest , currently 4.00% AER/Gross,   

Interest rate tracks movements in the Bank of England base rate at;

  • no lower than 0.50% below the Bank of England base rate  for 12 months from the date of account opening,
  • no lower than the Bank of England base rate  for 12 months from the first anniversary of account opening,
  • least 0.50% above the Bank of England base rate for 12 months from the second anniversary of account opening,
  • least 1.00% above the Bank of England base rate for 12 months from the third anniversary of account opening,
  • no lower than 1.50% below the Bank of England base rate from the fourth anniversary of account opening until 31 December 2012,
  • View full Easy Saver 2012 interest rates,
  • instant access - the convenience of Internet Banking or  PhoneBank® means you can access your savings when it suits you,
  • optional Cashpoint® card for easy access on the move,
  • no limits on how much you can save,
  • the options to have a standing order payment into your account, so you know your savings are always growing,
  • saving in conjunction with Save the Change. 

Easy Saver 2012 important information.

How do I apply?

Open an Easy Saver 2012 with £1 at your local branch or call us on 0845 730 1400†.
Lines open Monday - Friday 8am to 10pm and 8am to 6pm weekends.


What proof of Identity can I use?

Apply by phone
Call 0845 730 1400† and we'll open your account over the phone.
Lines open Monday - Friday 8am to 10pm and 8am to 6pm weekends.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an  AER  you will be able to compare more easily what return you can expect from your savings over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Save the Change® is a registered trademark of Lloyds TSB Bank plc.
† Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Lines are open 8am-10pm Monday to Friday, and 8am-6pm Saturday and Sunday.

*Lloyds TSB ranked sixth in the 'World's Safest Banks' 2008 annual ranking for US-based Global Finance magazine. Lloyds TSB is the only UK bank in the top Global Top Ten.
The World's Safest Banks were selected through a comparison of the long-term credit ratings and total assets of the largest 300 banks in the world - with ratings from Moody's, Standard & Poor's and Fitch all factored into the ranking. See our full credit rating (this link will open in a new window).