eBond

• Save for 3 years,
• Fixed interest rates of 3.75% AER/Gross*.
  View eBond interest rates.
• Choose when your interest is paid - monthly to supplement your income or yearly as a lump sum - it's up to you.
• Nominate where your Interest is paid – this can be a current account or an eligible savings account (excluding Monthly Saver, Term Deposits, Child Trust Fund, and ISA products.)
• Save from £2,000 up to £1,000,000
• No withdrawals are allowed. 
• You can make additional deposits by cheque whilst the issue is on sale. This is a limited issue product however so once the issue is full no further deposits can be made.
• Rate is fixed for the term of the deposit.
• Manage your account through a dedicated eBond Savings Team. The account cannot be serviced through PhoneBank, branches or Internet Banking.
• If you have any queries please call the Lloyds TSB eBond Savings Team on 0845 603 2636.
• The account cannot be opened as a joint account.

How the account works 

How do I apply?
Open your eBond with a one off deposit between £2,000 and £1,000,000. All you need is a current account with a cheque book, it doesn’t even need to be with us.

 Online

You can open your new eBond account in just a few minutes, simply select when you would like you interest paid.

For accounts with interest paid yearly.

For accounts with interest paid monthly.

View eBond important information.

eBond Summary box.

eBond - Annual Interest 3 Year Term

eBond - Monthly Interest 3 Year Term

These interest rates are correct as at 07/07/2010.

Interest rates are fixed for the term of the eBond.
These rates are subject to availability and can be withdrawn at anytime without notice.

To change the account we pay interest into please call us on 0845 603 2636 Monday to Saturday between 8am to 8pm.

Explanation of terms

AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.

Net rate is the rate payable after the deduction of lower rate tax (which may be reclaimed by non-taxpayers on completion of an Inland Revenue R85 form). As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form.

• The interest rate is fixed for the term of the account.
• You cannot make any withdrawals after the account is opened.
• You can make additional deposits by cheque to the product whilst the issue is on sale. This is a limited issue product however so once the issue is full no further deposits can be made.
• You can hold more than one eBond at any time.
• You can choose when and how to have your interest paid. This can be paid into a current account or an eligible savings account.
• You can change the account we pay interest into by calling 0845 603 2636.
• At least 30 days’ before the end of the term, we will write to you asking for instructions about what you would like us to do with your eBond.
• We'll send you an annual statement to keep track of your account.
• The account is managed through a dedicated telephone number only and cannot be serviced through PhoneBank, branches or Internet Banking.
• To speak to us about your account, you can call our eBond Savings Team on 0845 603 2636 Monday to Saturday between 8am to 8pm.

Open your eBond with a one off deposit between  £2,000 and £1,000,000. All you need is a current account with a cheque book; it doesn’t even need to be with us.

 Online

You can open your new eBond savings account in just a few minutes, simply select whether you would like your interest paid monthly or annually.

For interest paid yearly.

For interest paid monthly.

View eBond important information.

eBond Summary box.

Already have an eBond?

To speak to someone regarding your account, please call our dedicated eBond Savings Team on 0845 603 2636.

Please note; this account can not be serviced by calling any other phone numbers, by visiting a branch, or through Internet Banking.