Apply online
As long as you're registered for Internet Banking you can open an eSavings account in moments.
Instant access online savings account |
Apply online
As long as you’re registered for Internet Banking you can open your new account in moments.
Not registered for Internet Banking? Register your personal account online.
New to Lloyds TSB?
You need a Lloyds TSB current account to open an eSavings Account. Switch to Lloyds TSB.
View eSavings Account important information.
View eSavings Account Summary box.
Back to savings account.
| Amount Invested | Annual Interest | |
|---|---|---|
| AER/Gross % including bonus* | Net % including bonus* | |
| £100,000+ | 2.50 | 2.00 |
| £50,000+ | 2.50 | 2.00 |
| £25,000+ | 2.50 | 2.00 |
| £10,000+ | 2.50 | 2.00 |
| £5,000+ | 1.60 | 1.28 |
| £2,500+ | 1.60 | 1.28 |
| £1+ | 1.60 | 1.28 |
* Includes a fixed introductory bonus of 1.50% AER, payable for 12 months from the date of account opening. At the end of the bonus period, rates without bonus will apply. Please see the ‘without bonus’ table for current rates.
| Amount Invested | Annual Interest | |
|---|---|---|
| AER/Gross % excluding bonus | Net % excluding bonus | |
| £100,000+ | 1.00 | 0.80 |
| £50,000+ | 1.00 | 0.80 |
| £25,000+ | 1.00 | 0.80 |
| £10,000+ | 1.00 | 0.80 |
| £5,000+ | 0.10 | 0.08 |
| £2,500+ | 0.10 | 0.08 |
| £1+ | 0.10 | 0.08 |
Interest rates are variable. View eSavings Account information.
Explanation of terms
AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.
Net rate is the rate payable after the deduction of lower rate tax (which may be reclaimed by non-taxpayers on completion of an Inland Revenue R85 form). As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.
Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form.
As an eSavings Account customer you can take advantage of the many Lloyds TSB services that we have on offer to help you get the most form your money.
Apply online
As long as you’re registered for Internet Banking you can open your new account in moments.
Not registered for Internet Banking? Register your personal account online.
New to Lloyds TSB?
You need a Lloyds TSB current account to open an eSavings Account. Switch to Lloyds TSB.
View eSavings Account important information.
View eSavings Account Summary box.
Back to savings account.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. (As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time).
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
* Accounts opened will receive an introductory bonus of 1.50% AER, payable for 12 months from the date of account opening.
** PhoneBank® is a registered trademark of Lloyds TSB Bank plc. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
