eSavings Account

• Earn 1.60% AER/Gross from £1, and up to 2.50% AER/Gross on balances of £10,000 or more. View eSavings Account interest rates.
• These rates include a fixed introductory bonus of 1.50% AER* on all tiers for the first 12 months.
• Interest paid annually.
• Start saving with only £1.
• Instant access - the convenience of Internet Banking or PhoneBank®** means you can access your savings when it suits you.
• Name your account to suit you, such as holiday, rainy day or simply savings.
• Instant transfers between your eSavings Account and Lloyds TSB current account.

As an eSavings Account customer you can take advantage of the many Lloyds TSB services that we have on offer to help you get the most form your money.

• Save the Change® - Register for Save the Change® and every time you make a purchase with your Lloyds TSB Visa debit card, we’ll round up the amount you spent to the nearest pound. We’ll then transfer the difference into your nominated Lloyds TSB savings account the next working day.
• Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
• Rename your account to suit you, such as holiday, rainy day or simply savings. All you need to do is click on your eSavings account in internet banking and change nickname. The name you choose will only appear in internet banking and not appear on your statements.
• Transfer money from a non Lloyds TSB account with our savings transfers form, simply complete and take into your nearest  branch.
• Transfer money instantly between your eSavings Account and Lloyds TSB current account.
• Turn off paper statements. Quickly find what you are looking for - search your statements instantly. Cut down on paperwork by stopping your postal statements.
• Register to receive Gross Interest, You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form.