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Cash ISA

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Tax Free Savings
Looking for a simple, straightforward way to make the most of your tax-free allowance? If so, our Cash ISA* could be right for you. It’s easy to open, and you won’t pay any tax on the interest you earn.

Earn 5.00% AER / tax-free** on balances of £21,000 or more

Save up to £3,600 each tax year

Open with a £10 minimum deposit

Apply for a Cash ISA todayOnline now
As long as you’re registered for Internet banking you can open a Cash ISA in just a few clicks with a £10 minimum deposit.

By phone
If you are already a Lloyds TSB customer call us on 0800 015 0060 Mon-Fri 8am-10pm and 9am-6pm at weekends.

At your local branch
Open a Cash ISA with a £10 minimum deposit at your local branch.

Cash ISA important information.

Features & Benefits

You’ll enjoy:

  • a tax-free return on the interest earned,
  • tiered interest rates up to 5.00% AER/tax-free, view Cash ISA interest rates.
  • penalty-free access to your money – make withdrawals from as little as £10,
  • the option to set up regular payments into the account.
  • the convenience of Internet Banking if you're registered.

How the Cash ISA account works:

  • you can save up to £3,600 in any tax year,
  • the minimum opening deposit is £10,
  • you can transfer your existing ISA into us,
  • you are restricted in the amount you can invest, so opening a Cash ISA will limit the amount that can be invested in a stocks and shares ISA. If you want to know more, staff at your local Lloyds TSB branch will be happy to explain.

View Cash ISA interest rates.

How do I apply?

Apply for a Cash ISA todayOnline now
As long as you’re registered for Internet banking you can open your new Cash ISA account in moments.

By Phone
If you are already a Lloyds TSB customer call us on 0800 015 0060 Mon-Fri 8am-10pm and 9am-6pm at weekends.

At your local branch
Visit your Lloyds TSB Branch with proof of identity and we'll open the account for you.

What proof of Identity can I use?

Cash ISA important information.

Lloyds TSB Bank Plc Registered office: 25 Gresham Street London EC2V 7HN Registered in England & Wales no. 2065.Lloyds TSB Scotland Plc Registered Office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland no.95237. Authorised & regulated by the Financial Services Authority and signatories to the Banking Codes. We are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

‡ The documents on this page are pdf files. To read pdf files you need the Adobe Acrobat Reader software. To download this application free of charge please use this link to go to the Adobe website.

*The Lloyds TSB Cash ISA does not meet the requirements of a deposit-based stakeholder product.

**Interest rates are variable. Interest is paid yearly. Tax rules may change. Tax-free is the contractual rate of interest payable where interest is exempt from income tax. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.