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Turbocharge your savings and stay ahead of the base rate. Get a great variable interest rate that tracks a fixed amount above the Bank of England base rate for 18 months. So if the base rate changes, your Tracker Bond interest rate changes as well. |
Open your Tracker Bond with a lump sum of £2,000 or more.
By Phone
Call us on 0845 730 1400 and we'll open your account over the phone. Lines are open Monday to Friday 7am to 10pm and 8am to 6pm weekends.
At your local branch
Visit your local branch with proof of identity and we'll open the account for you.
View Tracker Bond important information
View Tracker Bond Summary box
| Balance | Interest Paid Monthly | ||
|---|---|---|---|
| AER% | Gross% | Net% | |
| £2,000 | 3.30 | 3.25 | 2.60 |
Interest rates are variable - if the Bank of England base rate changes, your interest rate will change on the first working day of the following month.
These rates are subject to availability and can be withdrawn at anytime without notice.
Account name | |
|---|---|
Interest rates (AERs) | Interest rate is variable for 18 months and will track at a fixed rate above the Bank of England base rate. If the Bank of England base rate changes, the interest rate on your account will change on the first working day of the following month. Interest paid monthly. At the end of the 18 months, your account becomes a Lloyds TSB Easy Saver. View full interest rates. |
Tax status | Interest will be paid net after the deduction of income tax (currently 20%). If you are a UK resident non tax payer you can register your account(s) to receive credit interest paid gross in branch or by completing an HMRC R85 form. If you are completing the R85 form you will need to complete one form for each account you hold. You can download the R85 form at www.hmrc.gov.uk. |
Conditions for bonus payment | Not applicable. |
Withdrawal arrangements | You won't be able to withdraw money or close your account before the end of the 18 month term. |
Access | You can check your account balance through your local branch or telephone banking but not Internet Banking. |
Explanation of terms
AER means Annual Equivalent Rate. AER illustrates what your interest would be if interest was paid and compounded each year and allows you to easily compare different offers.
Net is the contractual rate of interest payable after the deduction of income tax at the rate specified by law (currently 20%). If we deduct more tax than you have to pay this can be reclaimed from HM Revenue and Customs.
Gross rate means that the credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form..
Open your Tracker Bond with a lump sum of £2,000 or more. By Phone
Call us on 0845 730 1400 and we'll open your account over the phone. Lines are open Monday to Friday 7am to 10pm and 8am to 6pm weekends. At your local branch
Visit your local branch with proof of identity and we'll open the account for you.
View Tracker Bond important information
View Tracker Bond Summary box
